Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you're always covered by Klarna's Buyer Protection

4 Interest-Free Installments
Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!

Review your latest purchases and pay any open balances by logging into your Klarna account. You can also chat with Klarna customer service 24/7 in the Klarna app.

Don't see your question here? Check out Klarna's full FAQ page.

What is Klarna?
Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 170,000 online stores and has more than 70 million users globally. Learn more.

How do I pay in 4 interest-free installments?
Select 4 interest-free installments to split your purchase into four equal payments, charged every two weeks beginning at the time your order is confirmed (usually the shipping date). No bills are sent - you can simply sit back, relax, and enjoy your purchase. View complete terms.

How do automatic payments work?
Payments are collected bi-weekly from the debit or credit card you provide at the time of purchase. All scheduled payments are communicated to you by email and you can review your purchases by logging into your Klarna account.

Is there a fee to use Klarna's 4 interest-free installments?
There are no fees when you follow the payment schedule. Please review product terms for applicable fees.

Will this affect my credit score?
When you pay in 4 interest-free installments, Klarna may perform a soft credit check. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

How can I reach Klarna?
You can reach Klarna Customer Service anytime or by downloading the Klarna App for 24/7 chat.

Klarna is one of Europe's fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’, adding value for shoppers and retailers with unique payment options and superior customer experience. Klarna has 2,500 employees across 14 markets, and is leading the way for alternative payments by serving 70 million consumers and 170,000 merchants smoooth payment solutions.